Money matters

Sharing actuarial science at no cost to consumers

Material Girl.

We come to this world pure and free. Our parents

We work to live. We do not live to work.

Imagine yourself well into retirement. You no longer work for

Money is just a by-product.

Getting rich is not easy. It requires a lot of hard work and dedication. However with the right approach in mind everyone can get there. In this article I share my personal formula that helped me and millions of people become financially independent and enjoy the life we desire.

RESERVING BASICS: Why do insurers need IBNR?

Learn the basics of reserving and the need to holding ibnr reserves.

Incurred and Ultimate Loss Ratio

What is the difference between incurred and ultimate loss ratio. What does it matter and what are components of each.

Should you take actuarial exams?

Qualifying as an actuary usually takes a lot of time.